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Services

Finance strategy and property sourcing, under one roof.

Six ways we help NSW property investors get the structure right before the next purchase. Every engagement starts with your numbers, not a listing.

Book a Strategy Call Run your numbers first
What we do

Six ways we get the numbers right first

Start with any one. Each is a clear step, not a vague promise, and each routes back to a strategy call.

Finance

Finance Position Review

A clear-eyed review of where your finance position actually stands.

  • Income, commitments, equity and current loans reviewed in one session
  • A plain-English summary of the position a lender would see
  • The gaps to fix before anything else starts

Not credit advice and not a loan application. It is the baseline every other step builds on.

General information until we formally assess your objectives, financial situation and needs.

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Borrowing

Borrowing Power and DTI Review

What you may be able to borrow, and the ratio lenders test first.

  • Indicative borrowing capacity modelled under assessment-style rates
  • Your debt-to-income band and what moves it
  • A view of how lenders are likely to read the file

Not a pre-approval and not a promise of capacity. Lender assessment decides the final figure.

Estimates are indicative and subject to lender assessment.

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Equity

Equity and Portfolio Strategy

What your equity may support, and the order that keeps the portfolio moving.

  • Usable equity assessed against lender limits
  • Sequencing options for the next purchase and the one after
  • A loan structure plan designed to avoid dead ends

Not a guarantee equity can be released. Serviceability and lender policy decide what you can access.

Equity does not guarantee approval.

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Value-Add

Value-Add Property Sourcing

We source properties where planned works may lift value and rent.

  • A sourcing brief built from your capacity, cash flow and risk profile
  • Shortlisted properties with genuine improvement potential
  • The assumptions behind each one, set out before you commit

Not a listing service and not off-the-plan sales. We act on the buyer side only.

End values after works are assumptions to test, not promises.

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Modelling

Deal Modelling and Risk Review

Every shortlisted deal is stress-tested before you commit.

  • Purchase costs, works budget, holding costs and cash flow modelled end to end
  • Rate, rent and vacancy stress tests
  • A clear recommendation either way, including walking away

Not a valuation and not a green light by default. If the numbers do not hold, we say so.

Modelling uses stated assumptions. Outcomes depend on your circumstances and market conditions.

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Ongoing

Ongoing Portfolio Review

Your position re-checked as equity, rates and DTI change.

  • A scheduled review every 12 to 18 months
  • Equity position, refinance timing and DTI re-checked
  • A considered call on whether the next move is ready

Not set and forget property management. It is finance strategy, kept current.

Reviews inform decisions. They are not automatic recommendations to buy.

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How it runs

Strategy first. Property second.

Here is what that looks like in practice.

1

Start with a 15-minute strategy call

A position conversation, not a pitch.

2

We assess the finance position properly

The strategy is built around your numbers.

3

Only then does property sourcing begin

And every deal is modelled before you commit.

See the full process

Who this is for

GetInvested is built for investors who want a clear finance and property strategy before they buy, not after. This service may suit you if:

  • You are an Australian resident with stable income, weighing up whether an investment purchase fits your position.
  • You already own property and want a structured way to approach your next purchase.
  • You want to understand how borrowing capacity, DTI, loan structure, property selection and timing fit together before you commit.
  • You are willing to work through a process, strategy first and acquisition second, rather than rushing to a listing.
  • You accept that property investment carries risk, takes time, and needs ongoing management.

This is a strategy and mortgage broking service. Website information is general only. Personal credit assistance is provided only after we assess your objectives, financial situation, needs and lender requirements.

Who this is not for

We would rather be straight with you than waste your time, so this service is probably not for you if:

  • You want guaranteed returns, guaranteed approval, or a guaranteed outcome of any kind. No honest service can promise that.
  • You expect property to replace your income quickly or to produce instant cashflow.
  • You are under financial pressure or carrying unresolved debt, and are hoping property will fix an urgent problem.
  • You want a set and forget option. Property investment needs active decisions and ongoing costs.
  • You want to move fast without a finance and strategy assessment first.
  • You could not hold through vacancy, rate rises, or a flat market.

Property investment involves real financial risk. Past examples, including any shown on this website, are illustrative only and do not indicate what you will achieve. If you are unsure whether property investment suits your circumstances, consider speaking with a licensed financial adviser before proceeding.

No gimmicks. No spruiker tactics. No pressure.

Before you commit

Check your numbers first

Free, indicative tools. Estimates only, not advice.

Finance

Borrowing Power

An indicative guide to how much you may be able to borrow before you buy.

Open the calculators DTI

DTI Calculator

Check your debt-to-income position before you model the numbers.

Check DTI Calculator

Ready to check the numbers properly before you buy?

Book a strategy call and review your finance, equity and next property move.

Book a Strategy Call