Finance
Borrowing Power
An indicative guide to how much you may be able to borrow before you buy.
Model borrowing power, usable equity, manufactured equity, cashflow, DTI and full portfolio assumptions before committing to your next investment. Estimates only, not advice.
An indicative guide to how much you may be able to borrow before you buy.
Roughly how much equity you may be able to access for your next purchase.
Estimate the equity you could manufacture by improving a property.
Check your debt-to-income position before you model the numbers.
Check DTI CalculatorAnswer 8 quick questions and get your finance pathway snapshot before you run the numbers.
Start the Pathway CheckEdit rent, loan, build cost, rates and end value to see cash position, break-even rent, total cost and equity.
Model rent, costs, interest and cash flow across your whole portfolio.
Book a strategy call and review your finance, equity and next property move.
Book a Strategy CallAdjust the figures inside the model. The client outcomes update live from the inputs shown.
An indicative guide to how much you may be able to borrow. Not a loan approval.
Estimate only. General information, not a loan approval, an offer of credit, or financial or tax advice. Real borrowing capacity depends on lender policy, assessment rates, living expense benchmarks, existing commitments and your circumstances.
Book a Strategy CallRoughly how much equity you may be able to access toward your next purchase.
Estimate only. General information, not a loan approval, an offer of credit, or financial or tax advice. Accessible equity depends on a current valuation, lender policy, your borrowing capacity and your circumstances.
Book a Strategy CallEstimate the equity you could manufacture by improving a property. The end value is not guaranteed.
Estimate only. General information, not financial, tax or investment advice. The value after works is an assumption, not a guarantee, and outcomes depend on the works, the market, valuation and your circumstances.
Book a Strategy CallSee per-property and total cashflow, every tax deduction (Div 43 + Div 40), state-aggregated land tax, and the real after-tax position once negative gearing offsets your salary income.
Indicative only. Calculations use ATO depreciation principles (Division 43 capital works at 2.5% p.a., Division 40 plant & equipment subject to the May 2017 second-hand restriction), current state-by-state stamp duty and land tax thresholds, and standard Australian tax brackets including 2% Medicare levy. Land tax is aggregated across all properties held in each state per current investor rules. Negative gearing assumes losses can offset salary income - actual deductibility depends on your individual tax circumstances. This is not tax, legal, or financial advice. Speak to a registered tax agent and licensed financial adviser before acting. GetInvested operates under NSW Fair Trading Licence #20226589, FBAA #M-343819. Past results do not guarantee future outcomes. Subject to lending criteria and approval.