The budget is not what you think
Borrowing capacity is set by lender assessment rates, living expense benchmarks and your debt-to-income position, not by your deposit. We model it before you fall for a property.
GetInvested is a finance-led property investment advisory for NSW investors. We assess borrowing power, equity and debt-to-income position first, then source value-add properties that fit the numbers. This page explains who runs it and how the method works.
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Finance first. Property second. One team, one sequence.
Alan Dean is the founder of GetInvested. His background spans investor lending and loan structuring, property development, and portfolio strategy. He brings experienced property and finance guidance across each of these areas.
The decisions that make or break an investment usually sit in different offices: what you can borrow, how the loan is structured, what the property could become, what it costs to hold. At GetInvested they sit with one team, in one sequence.
Alan's own investing taught him what the wrong order costs. Buy first and fix the finance later, and the portfolio stalls. Every client engagement here runs the opposite way: position first, structure second, property third.
Alan's background gives clients practical insight into finance structure, risk, sequencing and property decision-making. Your outcome will depend on your own circumstances, borrowing capacity, property selection and market conditions.
Most property mistakes are finance mistakes that surface later.
Borrowing capacity is set by lender assessment rates, living expense benchmarks and your debt-to-income position, not by your deposit. We model it before you fall for a property.
Usable equity depends on lender limits, valuations and serviceability. We assess what may actually be accessible before it goes into any plan.
The wrong loan today can block property two for years. Structure and sequencing are designed before the search starts.
Borrowing power, DTI, equity and cash flow, measured properly under assessment-style settings.
Loan structure and sequencing built for the portfolio, not just the next purchase.
Value-add sourcing that fits the numbers, with every assumption modelled before you commit.
The position re-checked every 12 to 18 months as equity, rates and DTI move.
A broker's job usually ends at the loan. Ours starts there. The loan is structured around where the portfolio is going, then the property work begins.
A buyer's agent usually starts at the property. We do not start searching until your finance position says the purchase holds up, this one and the one after it.
Finance strategy and property sourcing under one roof, so the order is always right. If you are looking for someone to sell you a property, that is not this. See who we work with on the Services page.
Position before property. No search starts until the numbers are measured.
Structure built for the next purchase, not just this one.
Cash flow modelled before commitment, including under stress.
Equity treated as a factor to assess, never as cash in hand.
Plain answers on fees, risks and assumptions before you commit.
Alan took the time to explain things clearly and helped structure the finances in a way that supports long-term property goals, not just the immediate loan.
He doesn't just focus on getting a loan approved; he actually looks at the bigger picture and helps structure finance properly.
Reviews are individual experiences, not an indication of your outcome.
Book a strategy call and review your finance, equity and next property move.