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DTI Calculator

Calculate your Debt-to-Income ratio to understand your borrowing position before your next investment property purchase.

Calculate Your DTI Ratio

Annual Income

Annual Debt Commitments

Enter current loan balances and credit card limits, not monthly or annual repayments.

Your Debt-to-Income Ratio
Enter your income and debt figures above to calculate your DTI ratio.

Check your DTI position before modelling your next investment property, then bring the numbers into a proper finance strategy conversation.

Book Your Free DTI Position Check

This calculator provides an estimate only and does not constitute financial advice. DTI ratios and lending policies vary between lenders. Speak with a qualified mortgage broker before making investment decisions.