Home loans

Sydney home loans for buying, moving and refinancing.

We look at your income, debts and deposit or equity first, then compare lenders and loan features that suit how you plan to use the loan.

For anyone buying a home, moving, refinancing or building.

GetInvested compares relevant options from its accredited lender panel and helps you understand the rates, fees, features and structure before applying.

Book a complimentary strategy call Ask a question first

Who provides your credit assistance

Get Invested is a registered business name of P C DIRECT PTY LTD (ABN 95 120 091 116), Australian Credit Representative 561026 of Connective Credit Services Pty Ltd, holder of Australian Credit Licence 389328.

Alan Muhieddine, known professionally as Alan Dean, is Australian Credit Representative 479166, appointed through P C DIRECT PTY LTD.

P C DIRECT PTY LTD is a member of the Australian Financial Complaints Authority (AFCA), member number 108952. A Credit Guide is provided to you before we provide credit assistance.

Business register (ABN Lookup)Credit representative register (ASIC)

Home purchases and refinancing

We do not charge you a broker or service fee for home purchases or refinancing. We are paid by the lender. Lender fees and third-party costs may still apply and vary depending on the loan and your circumstances.

What matters

More than choosing an interest rate.

Your whole borrowing position

We look at income, living expenses, existing debts and available deposit or equity. Different lenders assess the same circumstances differently.

Features that have a purpose

Offset, redraw, fixed or variable interest, split loans and the remaining term all involve trade-offs. We consider how you expect to use the loan.

A clear application process

Understand the evidence required, how the lender assesses the property and what needs to happen between application and settlement. Approval remains the lender’s decision.

Choose your path

Find the guide for your situation.

Choose the situation closest to yours. Each path explains what matters, what to prepare and what usually happens next.

First home buyersDeposit, borrowing position and your first application.Buying your next homeEquity, buying and selling timing, and your next loan.RefinancingRate, fees, features and the cost of changing loans.Construction financeLand, progress payments and finance for each stage.

Getting ready

What to have ready.

You don’t need everything ready for the first conversation. These details can help make it more useful.

Recent income evidence and employment details
Existing loan and credit statements
Savings, deposit or equity information
A clear outline of your plans and time frame

Discuss the secure process for providing documents with Alan. There is no document upload on this website.

Tool

Repayment comparison

Compare two rates or loan terms side by side, including total interest.

Compare repayments

Your questions

Common questions.

Can I start before finding a property?

Yes. Understanding your position early can help you plan a search. Any pre-approval remains conditional and may expire. The lender still needs to assess the property and final application.

Do you help with existing home loans?

Yes. A review can consider your current loan, changing circumstances, features and the cost of switching. A change is only worth considering when the overall position supports it.

Complimentary strategy call with Alan

Start with a 15-minute call.

We look at where you are and set out your next step. No cost.

Book a complimentary strategy call